1. The Question
"Are you licensed, insured, and bonded?"
2. Why This Question Matters
This is the single most-cited question across contractor-hiring research — appearing at or near the top of virtually every homeowner/consumer guide reviewed (Sweeten, FEMA's Checklist to Ask Your General Contractor, American Financing, Benton Builders, BigRentz).
In a 2022 Service Direct survey of 559 U.S. homeowners, 25% ranked licensing and insurance as the single most important factor when researching a contractor — ahead of price, online reviews, and years of experience combined as standalone factors. Separately, 84% of respondents said membership in a recognized professional/trade organization is an important trust signal alongside licensing.
A prospect who cannot quickly verify licensing, insurance, and bonding status will often eliminate a contractor before any other factor is even considered.
3. What a Complete Answer Should Contain
- Specific license number(s) and issuing authority/state — not just "we're licensed."
- License type/class relevant to the scope of work being discussed.
- General liability insurance — confirmation of active coverage; certificates of insurance (COIs) available on request.
- Workers' compensation coverage — protects the client from liability if a worker is injured on site.
- Bonding status — confirms a surety bond is in place, giving the client a recovery path if the contractor defaults.
- An offer to independently verify — point the client to the state licensing board's public lookup tool.
4. Ducere Construction Services, Inc. — Credentials
| Credential | Number | Scope | |---|---|---| | Georgia General Contractor License | GCCO006711 | General contracting, State of Georgia | | Georgia Residential/Light Commercial (RLQ) License | RLQQA005251 | Residential & light commercial work, Georgia | | Florida General Contractor License | CBC1263793 | General contracting, State of Florida | | NASCLA Accredited Examination Credential | 404696491 | Multi-state reciprocity credential (National Association of State Contractors Licensing Agencies) | | IICRC Certification | IICRC7781459 | Water/fire restoration & remediation standards |
Both active general contractor licenses (Georgia GCCO006711 and Florida CBC1263793) can be independently verified through the respective state licensing board's public lookup tool.
Insurance & Bonding
Ducere maintains commercial general liability coverage and, on qualifying projects, obtains Additional Insured status under the relevant subcontractor's or owner's policy per contract terms — consistent with standard industry risk-transfer practice. Ducere's licensed status in Georgia and Florida also confirms the company meets each state's statutory bonding and financial-responsibility requirements to hold those licenses in good standing.
5. Public-Facing FAQ Copy
Q: Are you licensed, insured, and bonded?
A: Yes. Ducere Construction Services, Inc. holds active General Contractor licenses in both Georgia (GCCO006711) and Florida (CBC1263793), along with a Georgia Residential/Light Commercial license (RLQQA005251) and NASCLA multi-state accreditation. We carry general liability insurance and can provide a certificate of insurance (COI) on request for any active or prospective project. Our licenses are publicly verifiable through the Georgia State Licensing Board and Florida DBPR lookup tools.
Source data: Service Direct 2022 Homeowner Survey; FEMA Checklist to Ask Your General Contractor; Sweeten; American Financing; Benton Builders; BigRentz.